Policy Limits Offer- Rear End Motor Vehicle Accident

We’re proud to discuss a recent case result for one of our Cecil County Automobile Accident Clients. In a rear end loss from earlier in the year, our client suffered a variety of injuries as a result of the accident. We have presented the claim to the insurance company for the at fault driver, who has agreed that they owe the claim, and will be offering the limits of their auto insurance policy.

The next step in the process is to seek additional coverage, and negotiate the outstanding obligations to our client, mainly through the subrogation of the health insurance company.

We hope to have this case entirely resolved within the next two months, but the heavy lifting is over for now! Another great success for our firm and our clients!

Why did your attorney drop your Maryland accident case?

At least once a week I get a call from someone who has received a letter from the attorney who they initially hired to take on their Maryland auto accident or other personal injury claim stating that they can no longer represent them in this matter. There are a wide variety of reason that this may happen, and usually these individuals have no idea why. They haven’t received a call from the attorney, nor have they been able to get ahold of the attorney to get answers to this question.

Did your lawyer drop your maryland accident case? It's possible that he or she was just too busy to investigate properly.
Did your lawyer drop your maryland accident case? It’s possible that he or she was just too busy to investigate properly. We offer free evaluations of cases dropped by other lawyers by calling (410) 885-6200.

Now what?

Sometimes some cases are just not winnable. However, in some instances, there may be another reason, or perspective to be gained by discussing this with another attorney. My best estimate is that I accept one out of every three or four of these cases as they come in. The difficulty for me usually comes from the fact that the injured party really does not know why their case was dropped by the previous attorney, and are having difficulty getting answers. All attorneys are different, and have their own criteria on what cases they want to work with, and what cases they intend to file law suits in. Some lawyers don’t file lawsuits in any of their cases! This isn’t necessarily wrong, but if your case is one that would benefit from the initiation of a law suit, then you’re not going to get too far with a lawyer who doesn’t intend to file one.

I have also received calls from passengers in vehicles whose driver was at fault for the accident, and at the time that vehicle was uninsured. There are some specific measures that can be taken to obtain compensation in these situations, but some of them have a very strict notice requirement.

Some insurance companies will deny paying claims on accidents where the damage to the vehicle is less than some arbitrarily determined amount. While there have been countless studies refuting the correlation of large property damage to injuries, and some that even make the case that lower property damage can result in greater injuries, insurance companies also decide what cases to challenge, and which to pay.

If you’ve found yourself in receipt of one of these letters, do not hesitate to give my office a call at (410) 885-6200. We’re happy to take the time to meet with you and discuss the matter. While I do not guarantee that I’ll take on the claim, I will ask the right questions, dig a little deeper than some will, and if there is a reasonable possibility of recovery, we’ll take it on!

Weather related automobile accidents and your rights….

It’s that time of year again when mother nature renders her will on all of us who live in the parts of the county that are susceptible to winter weather. This is the time of year where I get numerous calls from locals who were involved in weather related accidents both in Elkton, Cecil County and throughout the State of Maryland. These accidents can happen in a number of ways, and I wanted to take the opportunity to discuss the rights that you’ll have in accidents that are either single vehicle accidents, accidents where you or a driver of your vehicle is at fault, or those accidents where someone else is at fault for the loss. Many lawyers will not discuss the rights you have in single vehicle losses and those where you’re at fault (or have contributed partially to) because it does not render an opportunity for that lawyer to make money on that specific claim. The purpose here is to provide some education regardless of the situation, and make sure you’re covered and taking care of yourself the best way you can.

  1. Call the police and have them file a report. Regardless of the fault scenario, or what you think the fault scenario will be, have the police file a report. Especially if multiple parties are involved, this can be important it setting up the appropriate claims after the fact.
  2. Call my office. Again, even if you think you’re at fault for the accident, or if it’s a single vehicle accident, I will help guide you through the process of setting up claims with your insurance company, getting your vehicle fixed, and determining what medical payment/wage loss insurance coverage you may have. If you’re injured, and your insurance will pay for treatment, there’s no sense in not getting the care you need. Fault for an accident and injuries are usually not interconnected. It is important for your own wellbeing to get the care you need.
  3. Don’t call the insurance companies. Again, an offshoot of #2 above, let my office handle that. If it’s a case that we’re going to represent you for against a third party, our fee is a percentage of that recovery whether we make the calls or you make the calls. Why would you do something that you’re paying me to do? If it isn’t a case that I’ll be taking on, like the single vehicle accident, I’ll still call and report the claims for you, and help guide you through the injury and repair process at no charge. Again, I don’t collect a fee on these cases unless and until I get you compensation that isn’t related to the repair to your vehicle or direct payment for your injuries or wage loss.

Assuming the best, and that you’ve dodged the weather bullet this time, what things can you do to be better prepared in the future for any accident, not just a weather related one?

First of all, call my office and request our free guide to maximizing your Maryland auto insurance policy. It’s available on Amazon for $24.99Handling Maryland Auto Accidents Following Inclement Weather, but if you call my office at (410) 885-6200 and mention this article, we’ll send you a copy absolutely free! You can also request a free e-book version by visiting www.marylandinsurancebook.com. If you want the free print version, though, you have to call! We’ll also send you a few accident preparedness kits to throw in your glove box in preparation of an accident.

Save my injury hotline number in your phone under ‘Accident Attorney’ so you’re doubly prepared. The hotline number is 410-975-7000, and in times of inclement weather, nights, weekends or holidays will go direct to my personal cell phone, or someone else in the office who is handling emergency calls during that time frame. This isn’t the regular office number, so if you are a client with a case related question call the normal number, 410-885-6200, for quickest response.

 

 

What do do following an automobile accident in Maryland?

My office handles a lot of Maryland and Cecil County automobile accident claims. Through handling these claims, we also work with a lot of injured victims from these accidents. We understand that the moments directly following an automobile collision can be a stressful time, and often times you may not immediately know what to do. While it is unlikely that you are reading this post from the scene of an accident, hopefully you are seeing it not having been in an accident, but will remember some of the tips provided here, or even bookmark this article to reference should the unfortunate instance of an accident occur. You may also contact my office and request a free accident preparedness kit, as well as our new book on buying automobile insurance, all in preparation of something you will hopefully not need to use!

Here are some quick dos and don’ts directly following a Cecil County Auto Accident:

  • Call the police from the scene-They will likely be able to ensure that insurance information is exchanged, and if anyone is transported in an ambulance they will complete an official report.
  • Call my emergency accident hotline 410-975-7000. We will walk you through the rest of these tips so you don’t forget anything, and we’ll literally handle all of the rest of the process other than your actual medical recovery. Save the 410-975-7000 number in your phone as ‘ACCIDENT ATTORNEY’ just in case.
  • Take photos of everything. Most people have smart phones, with cameras. Why not use them for something useful? Try to take photos of the position of the vehicles, license plates, driver’s licenses and insurance cards of the other driver. You can write down all of this info, but snapping a picture is easier, quicker, and can be more accurate than your handwriting at a nervous and stressful time.
  • If you think you are at fault for the accident, do not admit fault. That’s for the insurance companies and lawyers to work out. You’re likely not an expert in auto accident law, don’t admit to something that may not actually be your fault.
  • Seek the medical care you need. Often times adrenaline may mask some of your pain and injuries at the moment. Signs that you need to get in the ambulance are: airbags deployed, spidered or otherwise cracked windshields, the towing of any vehicle involved, or if you actually are feeling pain right after the accident.
  • Stay in touch with my office. After you’ve called us, and done the other things above. Stay in touch. We’ll monitor your progress in the medical realm, make sure that your vehicle gets repaired, and get you into a rental car. We handle all of this process, so you only have to focus on getting healthy.

These tips are very general, but usually applicable in most auto accident situations. If you have questions about these, before, during or after an accident, do not hesitate to contact my office on the non-emergency line (410) 885-6200. I or a member of my staff are always happy to address any such questions you might have.

Handling Auto Accidents During Inclement Weather